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ECB offers a full line of personal credit products to meet all your financial needs and dreams. We do business face to face and take the time to listen and understand your needs.
	New and Used Vehicles
	Financing available with fixed and variable rates
	Flexible terms
	Reduced rate, if payment is automatically deducted from an ECB account
	Subject to credit approval
	Types of Loans
	New and Used Vehicles, Boats, and Mobile Homes Deposit Accounts, Listed Stock, and Other Types of Collateral Loans Real Estate Financing - Lots, Construction Loans and 1st & 2nd Mortgages Unsecured Signature Loans


Best Reserve - Overdraft protection for your checking account It's easy to access funds. Just write a check, use your Checkspress VISA® Debit or Outer Banker 7/24_sm ATM card or by requesting an advance at any of our convenient branch locations:
	Lines from $500 to $10,000
	You pay nothing until you use the line
	You determine how much and for how long you want to borrow
	Subject to credit approval

Best Signature Line - Executive Line of Credit
	Lines from $5,000 to $150,000
	You pay nothing until you use the line
	You determine how much and for how long you want to borrow
	Amount of line determines interest rate, maximum term of 10 years
	Subject to credit approval

From improving your home to purchasing a vehicle, an ECB Equity Loan is the easy, convenient way to borrow.

Best Equity Line - Let your house work for you

	Equity in NC home
	Lines of credit up to $100,000
	Rate is variable and may change monthly, but will not exceed 18%
	Can use as overdraft protection on checking account, will advance in $100 increments
	Just write a check, use your Checkspress or Outer Banker 7/24_sm ATM card, or by requesting an advance at any of our convenient branch locations
	Subject to credit approval

Best Equity Line Plus - Borrow up to 100% of the tax value of your home

	100% of equity in NC home
	Lines of credit from $5,000 to $100,000
	4 payment options available
	Can use as overdraft protection on checking account, will advance in $100 increments
	Just write a check, use your Checkspress or Outer Banker 7/24_sm ATM card, or by requesting an advance at any of our convenient branch locations
	Rate is variable and may change monthly, but will not exceed 18%
	Subject to credit approval

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The East Carolina Bank, 35080 US 264 / P.O. Box 337 ,
Engelhard, NC 27824
Phone: (252) 925-9411, Fax: (252) 925-8491
Email: ecbonline@ecbbancorp.com

ECB advises users to not send any confidential information
via email for their protection, as email is not secure.

Member FDIC